[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/tobonet.cz\/obcas-si-je-treba-pujcit\/#Article","mainEntityOfPage":"https:\/\/tobonet.cz\/obcas-si-je-treba-pujcit\/","headline":"Ob\u010das si je t\u0159eba p\u016fj\u010dit","name":"Ob\u010das si je t\u0159eba p\u016fj\u010dit","description":"Ti, kdo maj\u00ed dost pen\u011bz, jsou na tom v\u017edycky jednozna\u010dn\u011b l\u00edp ne\u017e ti, kdo jich dost nemaj\u00ed. O tom nen\u00ed pochyb. Kdykoliv si ti, kdo…","datePublished":"2026-03-06","dateModified":"2026-03-06","author":{"@type":"Person","@id":"https:\/\/tobonet.cz\/author\/#Person","name":"","url":"https:\/\/tobonet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tobonet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/tobonet.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_3.jpg","url":"https:\/\/tobonet.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_3.jpg","height":0,"width":0},"url":"https:\/\/tobonet.cz\/obcas-si-je-treba-pujcit\/","wordCount":435,"articleBody":"       Ti, kdo maj\u00ed dost pen\u011bz, jsou na tom v\u017edycky jednozna\u010dn\u011b l\u00edp ne\u017e ti, kdo jich dost nemaj\u00ed. O tom nen\u00ed pochyb. Kdykoliv si ti, kdo maj\u00ed pen\u00edze, vzpomenou, \u017ee n\u011bco pot\u0159ebuj\u00ed, koup\u00ed si to a maj\u00ed to, co cht\u011bj\u00ed, na rozd\u00edl od t\u011bch, kte\u0159\u00ed sice n\u011bco pot\u0159ebuj\u00ed, ale bez pen\u011bz si to koupit nemohou. A pr\u00e1v\u011b proto se my lid\u00e9 sna\u017e\u00edme, abychom v\u017edycky dost pen\u011bz m\u011bli. A jsme pro to ochotni ud\u011blat ledacos. Ale i kdybychom se sna\u017eili sebev\u00edc, jistotu dost velk\u00fdch p\u0159\u00edjm\u016f nem\u00e1me nikdy. V\u017edy je tu aspo\u0148 mal\u00e9 riziko, \u017ee jich budeme m\u00edt m\u00ed\u0148, ne\u017e kolik jich pot\u0159ebujeme. Je to tak a v\u017edycky to tak bylo a ur\u010dit\u011b i bude, dokud budou na sv\u011bt\u011b pen\u00edze.Pokud m\u00e1me my lid\u00e9 dost pen\u011bz, jsme tedy v klidu. Ale co kdy\u017e n\u00e1m n\u011bkdy za\u010dnou doch\u00e1zet a t\u0159eba i dojdou? Co kdy\u017e bychom m\u011bli platit za n\u011bco, bez \u010deho se neobejdeme, ale m\u011bli bychom takzvan\u011b jednu kapsu pr\u00e1zdnou a druhou vysypanou? V takov\u00e9 situaci bychom samoz\u0159ejm\u011b m\u011bli na placen\u00ed zapomenout, nic si nekupovat a p\u0159estat platit \u00fa\u010dty. Co\u017e ale nejde, jak je ka\u017ed\u00e9mu z n\u00e1s jasn\u00e9. Nebo to sice p\u0159esn\u011bji \u0159e\u010deno jde, ale vedlo by to k tomu, co si nikdo nep\u0159eje. K probl\u00e9m\u016fm, kter\u00e9 si r\u00e1di odpust\u00edme.A tak je z\u00e1hodno si sehnat n\u011bjak\u00e9 dal\u0161\u00ed pen\u00edze. Abychom jich i v dob\u00e1ch nedostatku m\u011bli aspo\u0148 tolik, kolik pot\u0159ebujeme k nejskromn\u011bj\u0161\u00ed zvladateln\u00e9 existenci. Ale sehnat je nen\u00ed jednoduch\u00e9. A m\u016f\u017eeme b\u00fdt r\u00e1di, pokud se n\u00e1m poda\u0159\u00ed sehnat aspo\u0148 p\u016fj\u010dku, d\u00edky kter\u00e9 p\u0159ekleneme to nejhor\u0161\u00ed obdob\u00ed. A kter\u00e1 p\u016fj\u010dka n\u00e1s nikdy nezklame? To je ot\u00e1zka, na kterou se mnoha lidem t\u011b\u017eko hled\u00e1 odpov\u011b\u010f. Zejm\u00e9na t\u011bm, kte\u0159\u00ed maj\u00ed n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, kv\u016fli \u010demu\u017e jim jen tak n\u011bkde nep\u016fj\u010d\u00ed. A co doporu\u010dit t\u011bm, jim\u017e ze zm\u00edn\u011bn\u00fdch d\u016fvod\u016f necht\u011bj\u00ed d\u00e1t p\u016fj\u010dku v bance? Poradil bych jim, \u017ee existuje i americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. A \u017ee pochybuji, \u017ee by u n\u00ed neusp\u011bli, pokud maj\u00ed aspo\u0148 nemovitost, kterou by ru\u010dili za spl\u00e1cen\u00ed. A oni by usp\u011bli.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ob\u010das si je t\u0159eba p\u016fj\u010dit","item":"https:\/\/tobonet.cz\/obcas-si-je-treba-pujcit\/#breadcrumbitem"}]}]