[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/tobonet.cz\/proklete-registry\/#Article","mainEntityOfPage":"https:\/\/tobonet.cz\/proklete-registry\/","headline":"Proklet\u00e9 registry","name":"Proklet\u00e9 registry","description":"I kdy\u017e ani tohle se ned\u00e1 tak v\u0161eobecn\u011b pau\u0161alizovat. Je obrovsk\u00e1 spousta v\u011bc\u00ed, kter\u00e1 jedn\u00e9 skupin\u011b \u017eivot usnadn\u00ed a druh\u00e9 znep\u0159\u00edjemn\u00ed. V\u011bt\u0161inou to b\u00fdv\u00e1 takto…","datePublished":"2024-12-23","dateModified":"2024-12-23","author":{"@type":"Person","@id":"https:\/\/tobonet.cz\/author\/#Person","name":"","url":"https:\/\/tobonet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tobonet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/tobonet.cz\/wp-content\/uploads\/money-8886_640.jpg","url":"https:\/\/tobonet.cz\/wp-content\/uploads\/money-8886_640.jpg","height":0,"width":0},"url":"https:\/\/tobonet.cz\/proklete-registry\/","about":["Ekonomika"],"wordCount":415,"articleBody":"   I kdy\u017e ani tohle se ned\u00e1 tak v\u0161eobecn\u011b pau\u0161alizovat. Je obrovsk\u00e1 spousta v\u011bc\u00ed, kter\u00e1 jedn\u00e9 skupin\u011b \u017eivot usnadn\u00ed a druh\u00e9 znep\u0159\u00edjemn\u00ed. V\u011bt\u0161inou to b\u00fdv\u00e1 takto na stran\u011b z\u00e1kona. To, co usnadn\u00ed \u017eivot policist\u016fm, to znep\u0159\u00edjemn\u00ed \u017eivot krimin\u00e1ln\u00edm \u017eivl\u016fm. Tak to chod\u00ed ve v\u00edce oborech. U\u017e p\u011bkn\u011b dlouhou \u0159\u00e1dku let funguj\u00ed v na\u0161em st\u00e1t\u011b takzvan\u00e9 registry dlu\u017en\u00edk\u016f. Je jich v\u00edce, nen\u00ed jen ten jeden nejzn\u00e1m\u011bj\u0161\u00ed a tyto registry slou\u017e\u00ed bank\u00e1m k rychl\u00e9mu ov\u011b\u0159en\u00ed osoby, kter\u00e1 u nich \u017e\u00e1d\u00e1 o n\u011bjakou p\u016fj\u010dku nebo hypot\u00e9ku. Banka je ze z\u00e1kona povinna tam nahl\u00e9dnout, nen\u00ed to o tom, \u017ee ona chce. Prost\u011b j\u00ed to ukl\u00e1d\u00e1 z\u00e1kon. A kdy\u017e tam najde u va\u0161\u00ed osoby n\u011bjak\u00fd z\u00e1znam, nep\u016fj\u010d\u00ed v\u00e1m ani \u0161achy, nato\u017e n\u011bjak\u00e9 pen\u00edze. Jak se tam vlastn\u011b \u010dlov\u011bk dostane? Inu, vlastn\u00ed hloupost\u00ed, zapomn\u011btlivost\u00ed, nebo ignorac\u00ed. Nap\u0159\u00edklad nezaplat\u00ed n\u011bjakou slo\u017eenku a \u0161up, u\u017e je tam. Je jedno ve kter\u00e9m se \u010dlov\u011bk ocitne, proto\u017ee tam bude tak jako tak t\u0159i roky. Jde to smazat o n\u011bco d\u0159\u00edve, ale to u\u017e je slo\u017eit\u00e1 cesta s osloven\u00edm banky a odebr\u00e1n\u00ed souhlasu se zpracov\u00e1n\u00edm osobn\u00edch dat a tak d\u00e1le a tak d\u00e1le. Banka ani pak nemus\u00ed z\u00e1pis odstranit a je nutno se obr\u00e1tit v\u00fd\u0161e.Rozum\u00ed se samo sebou, \u017ee kroky k odstran\u011bn\u00ed z\u00e1znamu lze prov\u00e9st a\u017e po splacen\u00ed cel\u00e9ho dluhu v\u010detn\u011b \u00farok\u016f. Prost\u011b stru\u010dn\u011b, pokud jste v registru, banka v\u00e1m nic nep\u016fj\u010d\u00ed. Ka\u017ed\u00e1. Nen\u00ed v\u0161ak t\u0159eba si zoufat, ale je t\u0159eba se pod\u00edvat na finan\u010dn\u00ed produkt kter\u00fd\u017eto sluje americk\u00e1 hypot\u00e9ka bez registru. Zde se postupuje jinak, ne\u017e je obvykl\u00e9. Pokud si mysl\u00edte, \u017ee se do registru nenahl\u00ed\u017e\u00ed, tak se m\u00fdl\u00edte. Ani zde nelze z\u00e1kon obej\u00edt a ud\u011blat se to mus\u00ed. Ov\u0161em d\u00e1le u\u017e se tomu nev\u011bnuje pozornost. Nikde nen\u00ed ps\u00e1no, \u017ee se nesm\u00ed hypot\u00e9ka poskytnout, to u\u017e je jen v\u011bc\u00ed toho, kdo ji poskytne. Pr\u00e1v\u011b u ji\u017e zm\u00edn\u011bn\u00e9ho produktu se z\u00e1pis nebere v potaz. A vy si klidn\u011b m\u016f\u017eete o hypot\u00e9ku po\u017e\u00e1dat. P\u0159es odkaz v tomto \u010dl\u00e1nku.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Proklet\u00e9 registry","item":"https:\/\/tobonet.cz\/proklete-registry\/#breadcrumbitem"}]}]